Job-hunting Gen-Zs aren’t the only ones looking for a hybrid working style. Convicts too are invested in the idea of serving their punishment at home instead of the jail cell. Not too long ago, there was an uproar when it was made known to the public that Najib Razak may be serving the remaining of…

Have you ever been told that your loan application is rejected because you have a low credit score on CTOS? You might then find yourself wondering, “what right does CTOS have, to give me a credit score and publish it without my permission”? CTOS is a credit reporting agency that collates credit reports from various…

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